Euro-Information OB provider

There are multiple banks that use Euro-Information (Euro-info) as their Open Banking (OB) provider - please see the list below. 

ASPSP Name	Country	ASPSP ID(s)
Beobank	BE	BEOBANK_CTBKBEBX BEOBANK_SANDBOX_CTBKBEBX
Banque Européenne Crédit Mutuel	FR	BECM_CMCIDEFF
Banque Transatlantique	FR	TRANSATLANTIQUE_CMCIFRP1
Crédit Mutuel	FR	MUTUEL_CMCIFRPAXXX
Credit Industriel et Commercial	FR	INDUSTRIEL_CMCIFRPAXXX
Credit Industriel et Commercial/Banque Privée	FR	CIC_BANQUE_PRIVEE_CMCIFRPPXXX
Monabanq	FR	MONABANQ_MONNFR22
Tomamos impulso	ES, FR	TOMAMOSIMPULSO_ES_CMCIESMM TOMAMOSIMPULSO_FR_CMCIESMM

This provider offers 2 types of strong customer authentication (SCA): 

• For private customers: they can get access_token which lasts 90 days, but the user might choose to set it to 24 hours. 
• For business customers: systematic SCA is enabled by default, the access_token is valid for 24 hours, but it can be changed and set to be 90 days, just like it is for individuals.

If systematic SCA is enabled, the refresh token expires in 24 hours, and the following error is returned:

 401 AccessExpiredError

To rectify the error: 

• The PSU would need to disable the systematic SCA in their Online Banking. 
• You would need to create a new requisition and pass it to the PSU.
• The PSU would need to reconnect their account from scratch. 
• Once the account is linked (LN), you should be able to retrieve the account's information without any issues.